Real Estate law

Buying and selling property is a lengthy and complex process. We assist in simplifying the process and helping you complete the transaction efficiently. Our services include residential purchase/sale, commercial purchase/sale, Title Transfer and Mortgage Refinancing.

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Buying and Selling Residential Property

Our Team is ready to provide expert legal services to represent you through each step of your real estate transaction. Having a lawyer from the beginning of purchasing or selling is beneficial as they will help guide you through each step of the transaction process from reviewing the documents up until the final closing of the deal.

Our team will assist with the following:

  • Reviewing the Agreement of Purchase and Sale
  • Conduct necessary title searches
  • Obtaining title insurance
  • Updating property taxes
  • Ensuring all documents are prepared for closing

If you are a first-time buyer or selling your home, please contact VM Law to assist with your property transaction

Buying and Selling Commercial Property

Commercial property is more complex than buying and selling residential property. Often clients will have issues with building regulations, titles issues, financing issues and complications with existing rentals/leases.

Our team will assist with the following:

  • Reviewing the Agreement of Purchase and Sale for commercial properties
  • Negotiating with the opposing side to ensure your interests are met
  • Conducting all necessary searches to ensure the property and title is clean
  • Reviewing and updating existing leases
  • Preparing and completing the final closing

Looking to invest in the commercial property market, call VM Law today and we will guide you through the whole process.

Title Transfer

Property Ownership is important to any property transaction, a lawyer will help to transfer the title of ownership with ease. The ‘title’ is what provides a person with legal rights to a property, this can be the whole property or a portion.

There are various forms of title

  • Freehold Title – this entitles the holder to use the property freely and for any purpose. It also allows the holder to control over the decision of the property.
  • Leasehold Title – this entitles the holder to own the property structure but lease the land (usually from the government). The holder will have a contract with the landlord (owner of the land) who will set out terms including length of lease, legal rights, responsibilities of parties and any restrictions on rights and use.

In Ontario, title transfers can only be conducted by lawyer, this is required when purchasing a new home, adding parties to the title or transferring title to another person. Every title owner has legal rights to the property, these include the following;

  • Right to Possess and own your property
  • Right to Control and manage the property as you wish
  • Right to Enjoy the property and its benefits
  • Right to Exclusion of others from entering and using your property

Mortgage Refinancing

When buying a home, paying the mortgage may be very stressful for you. When your personal situation or the economy changes making your payments even more difficult to keep up with, you may want to
think about mortgage Refinancing. This involves taking out a new loan in order to help pay off current mortgage, to consolidate debt or to access your equity.

The key benefits to Refinancing your mortgage:

  • Changing terms of mortgage and the length
  • Accessing your home equity for personal use
  • Obtaining lower interest rates
  • Ability to change from variable to fixed rates

It is important to have a lawyer when refinancing your mortgage, for the following reasons;

  • Help with determining the value or risk to your estate when refinancing
  • Review terms and conditions of the refinancing to avoid any potential fraud or hidden clauses/fees
  • Your lawyer will be working for your best interests so they will seek to provide best advice and guidance
Have Questions? Schedule a Consultation

Read Our Reviews

Patrick Mungoba

5/5
Vanessa did a fantastic job helping with my legal issues. Her work ethic, proactive communication and attention to detail make her a great trial lawyer. I would highly recommend Vanessa Mistry as your lawyer.

Rebecca Moffatt

5/5
Vanessa Mistry is a very good lawyer, she helped me through my case. I highly recommend her for anything you may be going through. She is very passionate about helping and is very focused on what she can do to help.

Kamer Bailey

5/5
I had a family matter that I needed to be dealt with quickly. Vanessa was amazing, not only with her level of expertise about our matter but she was also very flexible about payment. Her no pressure approach helped keep us comfortable through this issue.
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